Credit

student-loans-on-creditDo Student Loans Affect Your Credit Score?
March 25, 2022
Making your student loan payments on time can help your credit score, but if you are late or have missed payments, it may hurt your score. Read more.
Non-Sufficient Funds (NSF) Fees Header - 01Non-Sufficient Funds (NSF) Fees: What They Are and How to Avoid Them
March 23, 2022
An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.
Credit Report Dispute Form Header - 01FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?
March 22, 2022
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.
Bank balance negative - header 1The Causes and Costs of a Negative Bank Balance
March 22, 2022
Spending more money than you have in your bank account will leave you with a negative balance. Learn how to avoid a negative balance and next steps to take. Read more.
Can You Reopen a Closed Credit Card Account Header - 01Can You Reopen a Closed Credit Card Account?
March 1, 2022
Can you reopen a closed credit card? This article will explain the reasons why your account might have closed and provide you with steps to try and reopen it. Read more.
How-Many-Hard-Inquiries-Is-Too-Many- -How-To-Remove-Them-Header-01How Many Hard Inquiries Is Too Many and How To Remove Them
February 25, 2022
You might have seen several hard inquiries on your credit report, after applying for either a credit card or loan. But how many hard inquiries is too many? Read more.
220725 DoesOverdrafttAffectCreditScore@72Does Overdraft Protection Affect Credit Score?
February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.
How-To-Check-if-a-Loan-Company-Is-Legitimate- -Spot-Scams-Header-01How To Check if a Loan Company Is Legitimate and Spot Scams
February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.