The simple guide to building credit

Personal Finance Blog

How To Protect Your Credit From The Fallout Of Identity Theft

September 11, 2017

If you’ve become an identity theft victim, don't panic. A few simple actions can not only spare you from the worst consequences, but also help with recovery. Read more.

Can you still build credit when your credit is frozen?

September 11, 2017

Credit freezes can carry a negative connotation. In reality, they exist as powerful tools to protect you and your credit. Credit freezes not only secure against and manage the consequences of identity theft, they also have no impact whatsoever on your credit scores. Read more.

What is a credit freeze?

September 10, 2017

Credit freezes protect an individual's credit history from unauthorized access. Someone who wishes to protect against identity theft can insitute a freeze. Read more.

UC Berkeley student wins 2017 self lender scholarship

August 9, 2017

self lender announces 2017 scholarship winner Read more.

Do You Have Insufficient Credit History? Here's What You Need to Know and Do

August 8, 2017

Insufficient credit history. Those three words can send a chill up your spine — and can seemingly freeze your finances — when you’re applying for a credit card or loan. Read more.

Will A Cash Advance Hurt My Credit Score?

June 18, 2017

Will a cash advance hurt my credit score? Learn what the experts about how to properly use a cash advance Read more.

The high cost of bad credit (and how to fix it)

May 31, 2017

Let's briefly explore some ways bad credit history can cost you and derail you from your goals. Read more.

The Benefits of Good Credit

May 27, 2017

From low-interest loans to lifestyle perks, good credit will pay handsomely everyday and contribute huge dividends toward major life goals. Read more.