We're helping thousands of people build a strong financial future

Self Lender is helping thousands of people begin their financial journey with a credit builder account. We understand that building a financial foundation is a daunting task for most people, so we're dedicated to building a product that will help our customers move two steps in the right direction.

Technology + Honesty + You

We believe strongly that a customer's success is tied to a variety of factors beyond just a financial product. We treat our customers the way we would like to be treated — and we're striving for a fanatical customer experience through honesty, great technology, and a great team dedicated to help you succeed.

Building Self Lender

We are hardworking, passionate, financial geeks. Building credit and building savings used to be mutually exclusive goals. With Self Lender, we've created a responsible way for people to build credit and savings at the same time.

Help us build

Meet Our Team

Brett Billick


Brian Vitone, CAMS

VP Operations

William Kuk

Software Engineer

Philip Baggett

Senior Software Engineer

Joanna Fragoso

Customer Success Specialist

Kristin Faner

Software Engineer

Anthony DiChiara

CSO and Co-Founder

Kshitija Karkar

Software Engineer, Operations

Andy Helms

Design Lead

Lou Giordano

Customer Success Specialist

Brandon Hines

Senior Software Engineer

Karthic Hariharan

Lead Software Engineer

Katrina Hernandez

Customer Success Specialist

Gaby Lopez

Senior Software Engineer

Reesa Smith

Customer Success Specialist

James Garvey

CEO and Co-Founder

Kelvin Pho

VP Engineering

Our Community

The Self Lender team is based in downtown Austin, Texas.