Choose a credit builder account

Your monthly commitment: $89

$25 $48 $89 $150
1
Today, activate your account by paying a non-refundable administrative fee of $12
2
Next month, pay $89 per month for 12 months, Each month you build credit history with all three credit bureaus
3
After 12 months, you've established credit history and you get $1000
Do you report to all 3 credit bureaus? Yes
Is the bank account FDIC insured? Yes
Can I payoff or close my account early? Yes
Is this a traditional personal loan? No
Can I spend the loan amount today? No
Is there a hard pull on my credit? No

Questions? Visit frequently asked questions.

† Non-refundable administrative fee $12
‡ Interest Rate

‡ APR (annual percentage rate)
12.32%

14.62%
§ Finance charge

§ Total amount of payments
$80

$1068