Build credit
while you save

The responsible way to build credit

No credit score required*

How Self Lender Works:


Join Self Lender to check your credit score and get credit monitoring at no cost

No credit score required


Apply for a credit builder account to build credit and save money at the same time

  Build positive payment history


At the end, you've established credit history + your savings unlocks

Withdraw savings at end of term

"My credit score is higher than it's been in the last 5 years now, and self lender has played a part in raising my score almost 100 points" Molly K.* New Hope, MN April 2017

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Find out for yourself why over 120,000 people trust self lender