Join Self Lender to check your credit score and get free credit monitoring
No credit score required
Apply for a credit builder account to build credit + save money at the same time
Build positive payment history
After 12 months, you've established credit history + your savings unlocks
Withdraw savings at end of term
I had what is known as a "thin profile" or a credit rating of 000. But as everyone wants to know your credit score for everything these days, I was looking for a way to jump start my credit score and thanks to SelfLender I was able to go from 0 to 639 in less than 90 days! Thank you Self Lender! Eric S. San Francisco, CA July 27, 2016
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No credit score required GET STARTED |
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| Credit scores and credit products are complicated and always evolving. This tool makes generalizations about types of products, fees, rates and the potential impacts to borrowers’ credit scores. Furthermore, some people within each credit score range may or may not qualify for the types of products included. Self Lender makes no representations as to the accuracy of the content in this tool. For details about the credit builder account, please visit Self Lender's frequently asked questions. *Assumes completion of the $1,100 credit builder account through monthly scheduled payments of the due amount. Cost formula: $12.00 non-refundable administrative fee + $64.00 interest = $76.00. † Assumes completion of the $1,100 credit builder account through monthly scheduled payments of the due amount. Interest earned on Certificate of Deposit = $1.10. ** Annual Percentage Rate. |
1. All loans made by Austin Capital Bank, SSB, a Texas chartered state savings bank. Member FDIC. Equal Housing Lender. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. 2. *Results not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. All loans subject to approval. $12 Administrative Fee. 3. All Certificates of Deposit (CD) are deposited in Austin Capital Bank, SSB, a Texas chartered state savings bank. Member FDIC.
