Build credit
while you save.

The most responsible way to build credit.
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No credit score required

How Self Lender Works:

Join

Join Self Lender to check your credit score and get free credit monitoring

No credit score required

Build

Apply for a credit builder loan to build credit + save money at the same time

  Build positive payment history

Save

After 12 months, you've established credit history + your savings unlocks

Withdraw savings at end of term

I had what is known as a "thin profile" or a credit rating of 000. But as everyone wants to know your credit score for everything these days, I was looking for a way to jump start my credit score and thanks to SelfLender I was able to go from 0 to 639 in less than 90 days! Thank you Self Lender! Eric S. San Francisco, CA July 27, 2016

How To Build Credit

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Product Builds Credit?

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Credit scores and credit products are complicated and always evolving. This tool makes generalizations about types of products, fees, rates and the potential impacts to borrowers’ credit scores. Furthermore, some people within each credit score range may or may not qualify for the types of products included. Self Lender makes no representations as to the accuracy of the content in this tool. For details about the credit builder account, please visit Self Lender's frequently asked questions. *Assumes completion of the $1,100 credit builder account through monthly scheduled payments of the due amount. Cost formula: $12.00 non-refundable administrative fee + $64.00 interest = $76.00. † Assumes completion of the $1,100 credit builder account through monthly scheduled payments of the due amount. Interest earned on Certificate of Deposit = $1.10

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