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No credit score required.* The responsible way to build credit.

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My credit score is higher than it's been in the last 5 years now, and self lender has played a part in raising my score almost 100 points.

Molly K.
April 2017

Self Lender has been a big help with preparing me for the future and setting goals and understanding my credit history - thanks Self Lender.

June 2018
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Become a member and check your credit score with credit monitoring - at no cost.


Apply for a Credit Builder Account with a payment plan that fits your budget.


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I just need a regular loan2

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 Review provided by customer to Self Lender directly. The comment above is related to individual experiences or results. Your results may vary.
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1 Credit Builder Account — proceeds are held in a deposit account until maturity

1. All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender or Sunrise Banks, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. All loans subject to approval. All Certificates of Deposit (CD) are deposited in Lead Banks, Member FDIC or Sunrise Banks, N.A., Member FDIC. 2. Personal Loans – proceeds are available in as little as one business days. These optional offers are not a Sunrise Banks, N.A. product or service, nor does Sunrise Banks endorse this offer.

member FDICequal housing lender

Lead Bank. Member FDIC, Equal Housing Lender Sunrise Banks, N.A. Member FDIC, Equal Housing Lender