Build credit
while you save

The most responsible way to build credit

No credit score required

How Self Lender Works:


Join Self Lender to check your credit score and get free credit monitoring

No credit score required


Apply for a credit builder account to build credit and save money at the same time

  Build positive payment history


At the end, you've established credit history + your savings unlocks

Withdraw savings at end of term

I had what is known as a "thin profile" or a credit rating of 0. But as everyone wants to know your credit score for everything these days, I was looking for a way to jump start my credit score and thanks to SelfLender I was able to go from 0 to 639 in less than 90 days! Thank you Self Lender! Eric S. San Francisco, CA July 27, 2016

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Find out for yourself why over 37,000 people trust self lender