No. However, while you do not need to have a credit builder account to refer friends,
you do need to be a Self Lender member. It’s free to join, and you’ll receive access
to free credit monitoring and alerts.
Get started today.
Everyone and anyone. You may refer friends, family members, coworkers, or acquaintances.
However, you will only earn $10 for every referral who is approved for a credit builder
account and makes at least one successful payment.
Share your unique invite link and make sure your referral signs up directly from that
URL. Please note that if your referral does not sign up using your referral link,
you will not be credited and therefore ineligible for the $10 reward.
Your referral reward will be distributed from Self Lender by check. Self Lender will
notify you and issue a check in the amount of $10 when your friend’s first payment
has been confirmed. Please allow for 7-10 business days for your payment to arrive.
You will be eligible for the reward payment as soon as your referral makes a
successful payment toward their credit builder account. Please note this may take up
to 30 days to approve. Once the payment has been approved, you will receive
notification and will receive a check by mail in 7-10 business days.
If this is the case, please send an email to firstname.lastname@example.org with your name,
preferred method of contact, and the name of your referral. Exceptions are not
guaranteed and our team will determine eligibility on a case-by-case basis.
Why Self Lender?
Read what our customers have to say:
I had what is known as a "thin profile" or a credit rating of 000. But as everyone wants to know
your credit score for everything these days, I was looking for a way to jump start my credit
score and thanks to SelfLender I was able to go from 0 to 639 in less than 90 days! Thank you Self Lender!
San Francisco, CA
I have a family and we are looking to buy our first home in the near future (within the next 2
years) and I want my credit score to be considered "good" or even "excellent" before we even try
to get a mortgage.
The service is wonderful for me for various reasons, one being I just bought a house here in
Detroit, and when the year is through, the money will cover my property taxes with some left over.
Referral reward is available only to consumer postpay customers for referring new credit builder accounts
that are activated within 30 days of receiving referral and remaining active and in good standing for at
least 45 days; Self Lender employees and affiliates are not eligible to participate.
1. All loans made by Austin Capital Bank,
SSB, a Texas chartered state savings bank. Member FDIC. Equal Housing Lender. Individual borrowers must be a
U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are
required. All loans are subject to consumer report review and approval. 2. *Results not guaranteed.
Improvement in your credit score is dependent on your specific situation and financial behavior. Failure
to make monthly minimum payments by the payment due date each month may result in delinquent payment
reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative
credit history from your credit report. All loans subject to approval. $12 Administrative Fee.
3. All Certificates of Deposit (CD) are deposited in Austin Capital Bank, SSB, a Texas chartered state savings bank. Member FDIC.
Austin Capital Bank SSB | Member FDIC, Equal Housing Lender