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Establishing Credit

How To Use Credit Cards to Build Credit

December 10, 2018

Used responsibly, credit cards are powerful tools for building credit. Be sure to pay them on time and use a low percent of your credit line for maximum impact. Read more.

How To Establish Credit Without A Credit Card

November 1, 2018

Establishing credit without using a credit card is unconventional, but not impossible. Here are some suggestions you can use. Read more.

How Long Does It Take To Build Credit?

October 24, 2018

The time it takes to rebuild your credit and impact your credit score varies by your personal circumstances and, to some degree, when the lender or credit card reports to the credit bureaus and by credit bureau. Plan on six months. Read more.

How To Establish Credit At 18

October 23, 2018

Your credit history will be important throughout your life. Only 18? It's not too soon to start building credit. Find the three best ways to get started here. Read more.

Use Secured Cards To Build Credit

October 2, 2018

Secured credit cards can be a good option for establishing or re-building credit. Learn how they work and whether they're right for you. Read more.

Do Prepaid Cards Build Credit?

October 1, 2018

Looking for easy and affordable ways to build credit? Unfortunately prepaid cards won't help. But you have alternatives, including secured cards and credit-builder loans. Read more.

How to Build Credit

February 1, 2018

Whether you're starting from scratch or rebuilding your credit, there are several ways to establish or improve your credit. See our simple, but comprehensive guide. Read more.

Do You Have Insufficient Credit History? Here's What You Need to Know and Do

August 8, 2017

Insufficient credit history. Those three words can send a chill up your spine — and can seemingly freeze your finances — when you’re applying for a credit card or loan. Read more.