Understanding Types of Credit – What They are and How to Use Them

Credit Report

How to Read a Credit Report

April 16, 2019

The first way to help yourself help your credit score is to take a good hard look at your credit report. Here's how to read what you find there. Read more.

Does Breaking a Lease Affect Your Credit?

April 2, 2019

If you're thinking about walking away from your apartment lease, read this first to understand the impact it could have on your credit. Read more.

The Complete Guide to Credit Limits

March 21, 2019

Learn about credit limits – what they are, how they work and how you can take advantage of them to get the best long-term results for your finances. Read more.

How do Late Payments Affect Credit?

February 20, 2019

Your payment history is the most influential factor in your FICO credit score, so paying your bills on time is incredibly important. Learn how payment history affects credit by reading the blog. Read more.

How Co-Signing Affects Your Credit

January 18, 2019

Becoming a co-signer on a loan can really help a family member or friend. But there are risks to your own credit history. Be sure you can afford it and know how to get out of it when the time comes. Read more.

How Overdrafts Affect Credit Scores

December 26, 2018

Overdrafts typically don't affect your credit score. But if you don't repay them, a bank could send them to collections, which would affect your credit report. Unpaid overdrafts could also affect other financial products. Read more.

How to Rebuild Credit After Bankruptcy

December 21, 2018

Bankruptcy can really damage your credit, but the good news is the damage is not permanent. Taking positive steps to rebuild your credit can speed your recovery. Read more.

How Credit History Affects Your Ability To Rent An Apartment

December 12, 2018

Your credit report - not your credit score - can affect your ability to rent an apartment. Landlords are trying to determine whether they can count on you to pay your rent on time. Know what's in your report. Read more.