How Co-Signing Affects Your Credit

Credit Report

How Overdrafts Affect Credit Scores

December 26, 2018

Overdrafts typically don't affect your credit score. But if you don't repay them, a bank could send them to collections, which would affect your credit report. Unpaid overdrafts could also affect other financial products. Read more.

How to Rebuild Credit After Bankruptcy

December 21, 2018

Bankruptcy can really damage your credit, but the good news is the damage is not permanent. Taking positive steps to rebuild your credit can speed your recovery. Read more.

How Credit History Affects Your Ability To Rent An Apartment

December 12, 2018

Your credit report - not your credit score - can affect your ability to rent an apartment. Landlords are trying to determine whether they can count on you to pay your rent on time. Know what's in your report. Read more.

How To Establish Credit Without A Credit Card

November 1, 2018

Establishing credit without using a credit card is unconventional, but not impossible. Here are some suggestions you can use. Read more.

How Long Does It Take To Build Credit?

October 24, 2018

The time it takes to rebuild your credit and impact your credit score varies by your personal circumstances and, to some degree, when the lender or credit card reports to the credit bureaus and by credit bureau. Plan on six months. Read more.

How To Establish Credit At 18

October 23, 2018

Your credit history will be important throughout your life. Only 18? It's not too soon to start building credit. Find the three best ways to get started here. Read more.

How A Short Sale Affects Your Credit Score

October 18, 2018

A short sale will damage your credit - for a while. How much damage it does depends on several factors, including how good your credit score is when it happens. Read more.

74% of Americans Don’t Know What a “Good” Credit Score Is

October 17, 2018

We polled 1,000 Americans and asked them if they knew what a “good” credit score is — and the results we found will likely surprise you. Read more.