Personal Finance Blog

Credit Report Example How To Read & Understand Yours - header 1Credit Report Example: How To Read and Understand Yours
April 11, 2022
This article will show you a credit report example, so you know what to look for and understand the information presented there. Read more.
8 Common Bank Fees & How to Avoid Them Header - 018 Common Bank Fees and How to Avoid Them
April 8, 2022
If you’ve been hit with one of these bank fees, you’re not alone. We explain what each charge is and provide tips to help you avoid paying these charges again. Read more.
Credit Lock vs. Credit Freeze Differences and Uses Explained - header 1Credit Lock vs. Credit Freeze: Differences and Uses Explained
April 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
Which Student Loans Should You Pay Off First Header - 01Which Student Loans Should You Pay Off First?
April 4, 2022
If you have taken out more than one type of student loan, and one of those loans is private, then it’s a good idea to start paying that loan off first. Read more.
ITIN vs. SSN Header - 01ITIN vs. SSN: What Are The Differences?
March 31, 2022
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
How Long Should You Keep Your Credit Card Statements Header - 01How Long Should You Keep Your Credit Card Statements?
March 29, 2022
You may be considering disposing of all your credit card statements, but we'll explain how long to keep credit card statements and the reasons why you should. Read more.
What Is Annual Income and How To Calculate It Header - 01What Is Annual Income and How To Calculate It
March 28, 2022
What does annual income mean? Annual income is the total amount of money you have earned during a calendar year. Here is a formula to calculate your income. Read more.
student-loans-on-creditDo Student Loans Affect Your Credit Score?
March 25, 2022
Making your student loan payments on time can help your credit score, but if you are late or have missed payments, it may hurt your score. Read more.