Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

In order to improve or maintain your credit score, you should be familiar with the three main kinds of credit: installment, revolving, and open. This information will help you decide how better to use the types of credit. Read more.

Many lenders will consider character, capacity, character, collateral, and conditions when you apply for financing. Read on to learn more about these 5 C’s of credit and why they matter. Read more.

With what you've heard about the challenges of having bad credit, you might think it's better to have no credit score at all. That might be oversimplifying things. Read this article to compare each situation. Read more.

If you're wondering whether checking your own credit score will make it drop, rest assured. Checking your own credit report has no impact on your credit score. Learn why and what does impact your score. Read more.

Credit reports and credit scores are often confused. Keep reading to learn more about the differences between a credit report vs credit score! Read more.

Here are some options for getting a cell phone with bad credit. Read more.

Here’s what’s going on behind the scenes when you press the credit button while using your debit card. Read more.