How My Credit Score Is Calculated

Payment History
35%
What Is It?
"Payment history" is comprised of your current and past financial obligations (such as credit cards and mortgage payments) with a record of every on-time, late, and missed payment.
How can Self Lender help?
By paying your loan on-time, you can build positive payment history and prove to financial institutions that you can pay your bills on-time. Paying your bills on-time can lead to a better credit score.

Bad Credit Is Expensive

Slide below to see how much you can save with great credit.


Aspiration 30 Year Cost

Mortgage

Credit Card

Auto Loan

Personal Loan

Insurance Premium

Apartment

Employment