Your money is safe and secure.
You can choose the payment term and dollar amount that best fits your budget.
Your monthly payments are reported to all three credit bureaus.
Once you’ve paid off your Credit Builder Account, your CD unlocks and the money is yours.
Self Lender can help. By opening a Credit Builder Account and making your monthly payments on time, you can build positive payment history.Learn more
We use 256-bit AES encryption and are a SOC 1 type 2 compliant organization.
Overall satisfaction rating based on 1030 ratings from actual customers.
"This really works...and pretty quick, too!! Score jumped 118 points in 4 months."
"Love love love this program and this app! In eight months my credit went up a hundred and nine points. Super happy and can't wait to renew once the first year is up."
"I recently moved to the states and had no established credit. Using this service along with two prepaid credit cards, my score went from 4 - 710 in 9 months."
We don’t require an upfront deposit like most secured credit cards.
Unlike most credit unions, Self Lender is available online and via our mobile app.
Self Lender helps you establish payment history, which is key to building credit.