Personal Finance Blog

5 Ways to Pay Off Your Car Loan Faster Header - 015 Ways to Pay Off Your Car Loan Faster
April 17, 2023
Learn five effective ways to pay off your car loan faster, the pros and cons of paying it off quickly, and how paying off your auto loan may affect your credit score. Read more.
How to Reduce Your Sewer Bill 6 Simple & Effective Tips Header - 01How to Reduce Your Sewer Bill: 6 Simple & Effective Tips
April 17, 2023
Tips for lowering your sewer bill include: Checking for leaks, not leaving your faucet running, and using energy-efficient fixtures and appliances. Read more.
What Does Your Credit Score Start at Header - 01What Does Your Credit Score Start At?
April 10, 2023
You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.
What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
April 9, 2023
A utility bill is a monthly statement showing the total balance of a household’s use of an essential service, such as electricity, water, or natural gas. Read more.
Can You Pay Rent With a Credit Card Header - 01Can You Pay Rent With a Credit Card?
April 3, 2023
While it may vary depending on each individual’s financial situation, paying rent with a credit card typically has bigger disadvantages than advantages. Read more.
VantageScore vs. FICO Header - 01VantageScore® vs. FICO®: How Credit Score Models Differ
March 29, 2023
VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.
How to Rebuild Your Credit 8 Effective Strategies Header - 01How to Rebuild Your Credit: 8 Effective Strategies
March 28, 2023
Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.
How to Update Your Credit Report Quickly (Rapid Rescoring) Header - 01How to Update Your Credit Report Quickly (Rapid Rescoring)
March 26, 2023
If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.